Built a Minimalist Debt Payoff Tracker for Builders

Stay on top of your debt with smart payoff plans like Snowball and Avalanche. Track balances, target payments, and crush debt with ease—stress-free.

Crush your debt. Track your wins. Take back your financial freedom, one payment at a time.

Toffee is your debt payoff companion, built to make the journey simple, motivating, and fast. Whether you're buried in credit cards, student loans, or buy now, pay later balances, Toffee helps you create a plan, stick to it, and actually see progress.

With built-in payoff strategies like Snowball (start small, build momentum) and Avalanche (save the most on interest), you stay in control and confident every step of the way.

Key Features:

Smart Payoff Planner: Choose Snowball or Avalanche and instantly see your debt-free date.

Progress Tracker: Watch your balances shrink with clear visuals and milestones.

Payment Reminders: Stay on top of due dates with timely notifications.

Flexible Debt Types: Track credit cards, loans, BNPL, and more in one place.

Extra Payment Insights: See how small changes speed up your debt-free journey.

Private and Secure: Your financial data is safe, encrypted, and never sold.

You don’t need another spreadsheet. You need a system that works with you.
Toffee helps you stay consistent, celebrate your wins, and build real momentum toward being debt-free—and staying that way.

If you have feature requests, feedback or questions, we’d love to hear from you: [email protected]

NOTE: Toffee does not provide financial advice. All tools, recommendations, and strategies offered in the app are for informational and educational purposes only. Please consult with a licensed financial advisor before making any financial decisions.

All features require a subscription.

TERMS: https://www.toffeefinance.com/tos

Download Toffee and start your path to financial peace today.