Log expenses effortlessly by simply speaking/texting

3 hours ago 1

Sloth Finance

The laziest way to track your spending. Just text, speak, or snap a photo - our AI handles the rest!

Try It Free Learn More

Tracking expenses can be frustrating and tedious

Manual entry of every single transaction

Losing physical receipts and having no record

Spending hours combing through bank statements

Creating and sticking to budgets feels impossible

Maintaining multiple clunky spreadsheets

Forgetting some expenses slip through the cracks

Consolidating from many different sources

Calculating across different currencies

Our AI Makes It Super Easy

Say goodbye to manual tracking. Sloth Finance uses AI to automate your entire expense tracking workflow.

Never Miss Another Transaction

Instantly track any expense - receipts, ad-hoc expenses, cash payments, bank statements - by simply sending a message to our chatbot. No more forgotten transactions or lost receipts.

Multi-Format AI Recognition

Our AI chatbot can ingest expenses from any format: text messages, voice notes, receipt photos, or PDF bank statements - with extremely high accuracy. It automatically organizes and categorizes everything for you.

Centralized Dashboard

All your expenses automatically flow into one single dashboard across time. Get seamless tracking, beautiful visualizations, and powerful analytics to understand your spending patterns.

Smart Budget Management

Create budgets and monitor your progress with ease. No more second-guessing where your money goes. Get instant alerts when you're approaching or exceeding your limits.

AI Chatbot

Track expenses right from your favorite messaging app. No need to open another app - just message our bot whenever you spend money. It's that simple.

Multi-Currency Support

Traveling or working across borders? We support 11+ currencies with automatic conversion, so you can track expenses in any currency and view them in your preferred one.

How It Works

Experience the magic of AI-powered expense tracking

Text message example

Step 1

Send a Text Message

Simply type your expense in natural language: "Lunch at Pizza Hut $25" or "Coffee $5.50". Our AI understands context and extracts all the details automatically.

Voice message example

Step 2

Or Use Voice

Too busy to type? Just send a voice note describing your expense. Our speech recognition is incredibly accurate and supports natural conversation.

Receipt photo example

Step 3

Snap a Receipt Photo

Take a photo of any receipt and send it. Our AI instantly extracts the merchant name, amount, date, and even individual line items. No more lost receipts!

PDF bank statement example

Step 4

Upload Bank Statements

Send PDF bank statements and our AI will extract and categorize all transactions automatically. Perfect for bulk importing your expenses.

Dashboard overview

Step 5

View Your Dashboard

All your expenses are automatically organized in a beautiful dashboard. See your spending at a glance with key metrics and insights.

Analytics charts

Step 6

Analyze Your Spending

Visualize your expenses with interactive charts and graphs. Understand your spending patterns by category, time period, and more.

Transaction list

Step 7

Edit & Export

Review all transactions in detail, make quick edits, and export to CSV for further analysis. Full control over your financial data.

Ready to Take Control of Your Finances?

Join thousands who've simplified their expense tracking with AI. Start for free, no credit card required.

No credit card required Free plan forever Cancel anytime

Frequently Asked Questions

Because tracking expenses shouldn't feel like work. We built Sloth Finance for people who want to stay on top of their finances without the hassle of manual data entry. Our AI does the heavy lifting - you just send a message and we handle the rest. It's expense tracking for the modern age: fast, accurate, and effortless.

Three things set us apart:

  • AI-First: We use cutting-edge AI to understand your expenses from any format - text, voice, images, or PDFs. No manual entry required.
  • Mobile-First: Track expenses instantly through Telegram, right where you already chat. No need to open another app or remember to log expenses later.
  • Intelligence: Our AI doesn't just store data - it automatically categorizes, organizes, and provides insights into your spending patterns.

Absolutely! Our free plan includes access to our AI bot with daily limits perfect for casual tracking. You can send text, voice messages, photos, and PDFs to track your expenses. Access your dashboard, edit transactions, and enjoy all core features. No credit card required, and you can stay on the free plan forever.

Extremely accurate. We use cutting-edge foundation AI models, among the most advanced available. Our system can:

  • Extract details from messy receipts with 95%+ accuracy
  • Understand natural language in multiple formats
  • Automatically categorize expenses intelligently
  • Handle complex bank statements and extract multiple transactions

And you can always review and edit any transaction on your dashboard if needed!

We support virtually everything:

  • Text: Plain text messages in natural language
  • Voice: Voice notes and audio messages (all common formats)
  • Images: JPEG, PNG, and other common image formats for receipts
  • PDFs: Bank statements, invoices, and other PDF documents

Our AI is smart enough to extract expense information from virtually any document format you throw at it!

Security is our top priority. We use:

  • Enterprise Database: Bank-level security with industry-leading infrastructure
  • Encryption: All data is encrypted in transit and at rest
  • No credential storage: We never store bank account credentials or passwords
  • Privacy-first: Your financial data is yours alone - we don't share it with anyone

You can delete your data at any time from your dashboard.

Yes! Pro and Max subscribers can export all their transactions to CSV format anytime. This makes it easy to:

  • Import into Excel or Google Sheets for custom analysis
  • Share with accountants or financial advisors
  • Keep local backups of your financial data
  • Use with other financial tools and software

You always own your data and can take it with you whenever you want.

Start Your Journey to Effortless Finance

Join thousands who've already simplified their expense tracking. It's free, it's easy, and it actually works!

Get Started Now - It's Free!

No credit card required • Set up in under 2 minutes • Cancel anytime

Read Entire Article