Payment Shield.io – AI payment routing to never get stripe banned again

4 hours ago 3

Payment Shield

Break free from single payment gateway dependency. Automatically re-route all your transactions if you get a payment gateway's account frozen or if a transaction fails.

Free for $10k/mo processing

Smart Payment Routing

Watch how your payments flow intelligently through multiple gateways

Enterprise-Grade Features for Growing Businesses

Everything you need to future-proof your payment infrastructure

Own Your Payment Data

Payment Shield tokenizes your customers' card data and stores the tokens for you in a PCI DSS Level 1 compliant vault. If your payment account gets frozen with a gateway, you will still have the tokens to process the cards with other gateways.

Free Subscription Management

Manage all your recurring subscriptions without any additional fees. No per-subscription charges, no monthly limits - completely free forever.

Chargeback-based Routing

Automatically route your transactions based on the recent chargeback % so no gateways flags you as a high risk merchant.

Unified Dashboard

See all your transactions, refunds & chargebacks for all your gateways right in your Payment Shield dashboard.

Improved Success Rate %

If a gateway fails to process a transaction, Payment Shield automatically uses your fallback gateways without having to ask your customer for their card details again.

How Payment Shield Works: Simple Steps to Payment Freedom

Get started in minutes, not months

Connect Your Gateways

Add your existing payment gateways (Stripe, PayPal, Square, etc.) through our secure dashboard. No code changes required for your current setup.

GatewayAPI KeyUsage

Stripe

••••••••••

Primary

PayPal

••••••••••

Only MasterCard

Square

••••••••••

Fallback

Worldpay

••••••••••

All foreign cards

Checkout.com

••••••••••

Fallback

Generate a Transaction

You can either redirect the user to it or embed it in your own check-out page. Need help with tech? We can set it up for you.

Receive a Webhook

Replace your single gateway integration with our unified API. One integration gives you access to all your connected gateways.

You're safe!

If any payment gateway freezes your account, you won't need to change your code. All your new transactions will be routed to your backup gateway, even subscription payments from pre-existing subscribers.

Transparent Pricing, Unbeatable Value

No per-transaction fees. No per-API call charges. It's an all-you-can-eat buffet.

All plans include unlimited API calls and zero per-transaction fees

Start-up

Free

Up to $10k monthly processing

  • Up to 3 gateways / processors
  • Full analytics dashboard
  • Anti-Fraud engine
  • Subscription management 100% free

Growth

$99/month

$10k - $250k monthly processing

  • All Free features, plus:
  • Up to 10 gateways / processors
  • Priority Support
  • Custom Routing Rules
  • Multiple user accounts

Enterprise

Custom

$250k+ monthly processing

  • All Growth features, plus:
  • Dedicated Account Manager
  • Bring your own gateways
  • 99.999% SLA guarantee
  • Flat fee, no per-API call or per-transaction fee

Frequently Asked Questions

Everything you need to know about Payment Shield

Ready to Get Started?

Contact us today and take the first step toward payment freedom

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