Rent-/ Purchase- and Loan Calculator

4 months ago 7

Rent-/ Purchase- and Loan Calculator

This website is an attempt to calculate various rental, property purchase and loan scenarios.
The interpretation of the results is up to you.

Total Rent Payments

This calculation shows the total rent payments over a certain period,
both without and with annual rent increases.

Monthly rent [€]:

Period [years]:

Rent increase per year [%]:

Loan Repayment Simulation

Credit amount [€]:

Interest per year [%]:

Repayment per month [€]:

Period [years]:

Calculation of the Price-Income Index & the Multiplier Index - Without Dynamics

Purchase Price of the Property [€]:

Annual Net Income [€]:

Monthly Cold Rent [€]:

With a purchase price of 500,000 € and an annual net income of 20,000 €, the price-income index is 25.00.
The multiplier index is 41.67.
So you would need 25.00 years of net income to cover the purchase price, or 41.67 years of cold rent to cover the purchase price.

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What do these indices tell me?
The empirica AG publishes a quarterly Immobilien Blasenindex (Q1 2025) for Germany's major cities.
Here you can compare the indices and protect yourself from overpaying.


Support this project

This website is a private, non-commercial project.
If the calculations have helped you or you want to support the development,
I would be happy about a small donation via PayPal!

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