Show HN: Budgero – a privacy-first budgeting app

2 hours ago 1

End-to-End Encrypted • Privacy First

Zero‑based budgeting with end‑to‑end AES‑256‑GCM encryption. Works offline and syncs across all your devices.

Create an account for a chance to get early access and lock 15% off at launch. No card required.

✨ Works Offline

🔒 End-to-End Encrypted

⚡ Lightning Fast

How Closed Beta Access Works

Create an account at my.budgero.app to be considered. We invite users in waves as we scale.

Your Data is Truly Private

Client-side encryption means your financial data is encrypted before it leaves your device. We literally cannot see your data.

We Can't See Your Data

Your password encrypts everything before it reaches our servers. Zero-knowledge architecture means zero access.

Open Source Promise

If we shut down, the code becomes open source. Your data stays yours forever. No vendor lock-in.

Bank-Level Security

AES-256-GCM encryption with Argon2id/PBKDF2 key derivation. Bank-level protection for your financial data.

🚀 Closed Beta

Simple, Honest Pricing

No hidden fees. No feature limits.

Choose monthly flexibility or yearly savings.

15% off at launch (guaranteed)No charges during closed beta

Create an account at my.budgero.app for a chance to get early access.

Billing starts at public launch.

  • Full access to all features
  • Sync across unlimited devices
  • Zero-knowledge encryption
  • Offline functionality
  • Advanced analytics & insights
  • YNAB & CSV import
  • Multi-currency support
  • Priority email support
  • Cancel anytime

Save $16

  • Full access to all features
  • Sync across unlimited devices
  • Zero-knowledge encryption
  • Offline functionality
  • Advanced analytics & insights
  • YNAB & CSV import
  • Multi-currency support
  • Priority email support
  • 16% savings ($6.67/month)

Powerful Features, Beautiful Design

Eight powerful features that make budgeting actually enjoyable.Built for the modern world.

Your data is encrypted with your password before it leaves your device. We cannot see your transactions, balances, or spending habits — even if we wanted to.

Built for your phone, great on desktop. Track expenses on the go and check your finances anywhere.

No internet? No problem. Add transactions, update budgets, and review everything offline. Changes sync automatically when you're back online.

Track in multiple currencies with live conversion. Great for travel and international finances.

Instant responses and a clean, modern interface. No clunky screens or long waits.

Give every dollar a job before you spend it. Allocate your income to categories, goals, and expenses until you reach zero.

Coming from YNAB or another app? Import with CSV in minutes. You're never locked in.

Your data stays yours. If Budgero ever shuts down, we’ll release the code so you can keep using it.

Frequently Asked Questions

Everything you need to know about Budgero's privacy-first approach to budgeting.Click any question for the answer.

Budgero faviconBudgero

Take control of your finances with smart budgeting and expense tracking.

© 2025 Budgero. All rights reserved.

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