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4 months ago
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Obtaining a Schengen Visa for Uzbek Citizens Requires Strict Compliance with European Health Insurance Standards. EUROASIA Insurance offers tailored programs that not only fully comply with all consular requirements but also provide comprehensive protection throughout your stay in Europe.
Schengen Agreement Requirements for Health Insurance
European legislation sets strict criteria for health insurance, which are mandatory for all Schengen visa applicants.
Key Legal Requirements
Minimum coverage amount: €30,000 — a non-negotiable requirement under EU regulations, covering emergency medical aid, hospitalization, and medical evacuation.
Territorial coverage: Must include all Schengen countries — the 27 Member States, plus Liechtenstein, Iceland, Norway, Switzerland, and France’s overseas departments.
Validity period: Insurance must cover the entire planned stay, starting from the day of entry and ending on the day of exit (inclusive).
Mandatory Coverage Components
Emergency Medical Treatment — Includes ambulance services, diagnostics, urgent procedures, and patient stabilization.
Hospitalization & Inpatient Care — Full coverage for hospital stays, treatments, surgeries, anesthesia, medical equipment, and medications.
Medical Evacuation — Enables transport to one’s home country or the nearest suitable medical facility by land, air, or sea, depending on medical and geographic conditions.
Repatriation in Case of Death — Covers necessary documentation, preparation, and transfer of remains back to the country of origin.
Additional Consular Requirements
Insurer recognition: The company must be licensed and accredited by European consulates. EUROASIA Insurance holds all relevant licenses and approvals.
Direct billing: Preferred by many consulates, meaning the insurer pays hospitals directly without requiring upfront payment from the insured.
24/7 multilingual support: Essential for some consulates. EUROASIA offers round‑the‑clock support in Uzbek, Russian, and English via call‑center at 1147.
EUROASIA Schengen Insurance Programs
EUROASIA has designed several specialized plans that exceed the basic Schengen requirements and cater to different traveler needs.
“CLASSIC” Program – Optimal Choice
Total sum insured: €60,000
Medical: €30,000
Evacuation: €8,000
Dental: €300
Medico-transport services: €9,000
Search & rescue: €2,000
Additional services: €10,700
This plan offers excellent value for most travelers—meeting the minimum medical requirement with overall coverage well above the basics.
“EXCLUSIVE” Program – Maximum Protection
Total sum insured: €90,000
Medical: €40,000
Evacuation: €10,000
Dental: €500
Medico-transport services: €15,000
Search & rescue: €3,000
Additional services: €21,500
Ideal for long trips, visits to high-cost countries, or travelers with increased health risks.
STOPVIRUS Special COVID Programs
In response to the COVID‑19 pandemic, EUROASIA introduced enhanced plans:
STOPVIRUS ECONOMY (€40,000 total coverage)
STOPVIRUS CLASSIC (€60,000 total coverage)
These include coverage for COVID‑19-related testing, hospitalization, and quarantine support.
Tailored Business Travel Packages
EUROASIA Insurance also offers corporate solutions for business travelers:
Group insurance policies for frequent company travel, offering economies of scale.
Annual corporate agreements covering unlimited trips within set durations.
VIP corporate plans with higher coverage limits, priority service, concierge support, and pre-trip medical consultations.
Business tariff highlights:
— Fast-track policy issuance: receive your policy within hours for urgent trips.
— Direct invoicing: companies get billed directly—no need for employee reimbursements.
— Detailed reporting: travel statistics, case breakdowns, and optimization advice.
— Extra corporate services: country‑risk advice, medical guidance, and pre‑travel health checks.
Policy Issuance & Documentation
Required documents for consulates:
An original policy printed on EUROASIA letterhead, clearly stamped and signed.
A free-of-charge insurance certificate in English (provided on request).
Financial statements proving the insurer’s stability are available if requested.
Visa-Type Specific Notes:
Tourist visas — standard documentation, with insurance covering entire stay.
Business visas — require business invitation, corporate or VIP coverage recommended.
Visitor visas — must have invitation and possibly enhanced coverage.
Transit visas — short-term insurance covering the transit period, meeting full coverage and territorial conditions.
Practical Recommendations
Factors in choosing a plan:
Destination: Countries with high healthcare costs (e.g., Switzerland, Norway, Denmark) may warrant higher coverage.
Trip duration: Longer stays increase risk and may require more protection.
Traveler’s age: Older travelers face greater risks; higher coverage is advisable.
Trip nature: Active tourism may necessitate extra coverage compared to standard business trips.
Tailored advice:
Students or young travelers: go with the ECONOMY plan for short trips or CLASSIC for longer stays. Make sure you can extend if plans change.
Families: CLASSIC is a good fit, especially for child‑friendly medical transport coverage.
Business travelers: CLASSIC works well; EXCLUSIVE or VIP corporate plan is best for high‑stakes trips.
Senior travelers: Opt for maximum coverage given the elevated risk profile.
Conclusion
Choosing the right EUROASIA insurance for your Schengen visa requires careful alignment with personal needs and consular specifics. All EUROASIA plans fully meet EU standards and provide robust protection—so you can apply with confidence and focus on your journey’s purpose.
EUROASIA Insurance Highlights
Full compliance with all Schengen consulates
A wide range of programs for different traveler types
Special business and corporate options
24/7 multilingual support
Extensive international partner network
Competitive rates and flexible payment terms
The right insurance not only secures your visa approval but also brings peace of mind throughout your trip, letting you focus on your goals.
